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Der Stuttgarter FONDSPiLOT navigiert Sie sicher zur passenden fondsgebundenen Altersvorsorge.

Der FONDSPiLOT ermittelt Ihr Anlegerprofil und ein dazu passendes gemanagtes Portfolio. Er steuert das gewählte Portfolio automatisch mit SAM, dem Stuttgarter Automatischen Management: ein bislang im Versicherungsmarkt einzigartiger Algorithmus, speziell für den langfristigen Anlagehorizont einer Altersvorsorge entwickelt. Er überprüft das Portfolio und passt die Zusammensetzung bei sich verändernden Märkten während der gesamten Vertragslaufzeit an Ihr Risikoprofil an – und das kostenfrei.

Die Stuttgarter gemanagten Portfolios für eine verlässliche Altersvorsorge.

Die gemanagten Portfolios der Stuttgarter setzen sich aus bis zu 13 Investmentfonds, größtenteils kostengünstige Indexfonds (ETF) zusammen. Sie bilden alle wichtigen Anlageklassen weltweit ab. Es erfolgt eine automatische Anpassung der Portfolios über einen von der Stuttgarter entwickelten Algorithmus. Dieser berücksichtigt den langfristigen Anlagehorizont einer Altersvorsorge und passt die Zusammensetzung der Portfolios regelmäßig an. Das Ziel ist, das Risikoprofil der Portfolios langfristig stabil zu halten.

ESG-Portfolios legen Wert auf ökologische, soziale oder ethische Aspekte

Wünschen Kunden gemanagte Portfolios, die ökologische, sozial oder ethische Grundsätze berücksichtigen, sind die ESG-Portfolios erste Wahl.  Die Anlagepolitik der enthaltenen Fonds und ETFs erfolgt nach ESG-Kriterien (ESG: „Environmental“, „Social“, „Governance“) oder Ansätzen des ethischen Investments („SRI“: Socially Responsible Investment). Zudem sind Fonds mit Fokus auf Branchen mit ökologischer, sozialer oder ethischer Wirkung (z.B. Wasser, Gesundheitswesen, erneuerbare Energien) enthalten

Gemanagte Portfolios

Hier gelangen Sie zu den gemanagten Portfolios.

ESG-Portfolios

Hier gelangen Sie zu den ESG-Portfolios.

Nachhaltigkeit

Hier finden Sie die verschiedenen Ansätze zur Bewertung nachhaltiger Kapitalanlagen und die kompakte Darstellung der Anlagekonzepte.

Gemanagte Portfolios

Aktien (49%)    
Xtrackers MSCI Europe UCITS ETF 1C (EUR)   15,01%
Xtrackers MSCI USA UCITS ETF 1C   14,79%
iShares Core MSCI Japan IMI UCITS ETF   7,35%
Xtrackers MSCI Pacific ex Japan ESG Screened UCITS ETF 1C   6,87%
Xtrackers MSCI World Health Care UCITS ETF 1C (EUR)   1,12%
Dimensional Global Small Companies Fund EUR Acc   1,05%
iShares Core MSCI Emerging Markets IMI UCITS ETF   0,84%
Xtrackers MSCI World Consumer Discretionary UCITS ETF 1C (EUR)   0,77%
Fidelity Funds - Global Technology Fund Y-ACC-EUR   0,75%
iShares MSCI India UCITS ETF   0,41%

 

Anleihen (51%)    
iShares Global Aggregate Bond UCITS ETF EUR Hedged (Acc) 17,02%  
Amundi Euro Government Inflation-Linked Bond UCITS ETF Acc 17,01%  
iShares $ Short Duration Corp Bond UCITS 17,01%  

 

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Aktien (71%)    
Xtrackers MSCI Europe UCITS ETF 1C (EUR)   19,53%
Xtrackers MSCI USA UCITS ETF 1C   19,25%
iShares Core MSCI Japan IMI UCITS ETF   9,57%
Xtrackers MSCI Pacific ex Japan ESG Screened UCITS ETF 1C   8,94%
Dimensional Global Small Companies Fund EUR Acc   4,48%
iShares Core MSCI Emerging Markets IMI UCITS ETF   3,56%
iShares MSCI India UCITS ETF   1,76%
Xtrackers MSCI World Health Care UCITS ETF 1C (EUR)   1,65%
Xtrackers MSCI World Consumer Discretionary UCITS ETF 1C (EUR)   1,14%
Fidelity Funds - Global Technology Fund Y-ACC-EUR   1,11%

 

Anleihen (29%)    
Amundi Euro Government Inflation-Linked Bond UCITS ETF Acc   9,67%
iShares $ Short Duration Corp Bond UCITS   9,67%
iShares Global Aggregate Bond UCITS ETF EUR Hedged (Acc)   9,67%
 
 

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Aktien (91%)    
Xtrackers MSCI Europe UCITS ETF 1C (EUR) 21,98%  
Xtrackers MSCI USA UCITS ETF 1C 21,65%  
iShares Core MSCI Japan IMI UCITS ETF 10,76%  
Xtrackers MSCI Pacific ex Japan ESG Screened UCITS ETF 1C 10,05%  
Dimensional Global Small Companies Fund EUR Acc 7,57%  
iShares Core MSCI Emerging Markets IMI UCITS ETF 6,01%  
Xtrackers MSCI World Health Care UCITS ETF 1C (EUR) 4,23%  
iShares MSCI India UCITS ETF 2,98%  
Xtrackers MSCI World Consumer Discretionary UCITS ETF 1C (EUR) 2,92%  
Fidelity Funds - Global Technology Fund Y-ACC-EUR 2,85%  

 

Anleihen (9%)    
Amundi Euro Government Inflation-Linked Bond UCITS ETF Acc   3,00%
iShares $ Short Duration Corp Bond UCITS   3,00%
iShares Global Aggregate Bond UCITS ETF EUR Hedged (Acc)   3,00%

 

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Aktien (100%)    
Xtrackers MSCI Europe UCITS ETF 1C (EUR)   20,84%
Xtrackers MSCI USA UCITS ETF 1C   20,53%
Dimensional Global Small Companies Fund EUR Acc   10,33%
iShares Core MSCI Japan IMI UCITS ETF   10,20%
Xtrackers MSCI Pacific ex Japan ESG Screened UCITS ETF 1C   9,53%
iShares Core MSCI Emerging Markets IMI UCITS ETF   8,20%
Xtrackers MSCI World Health Care UCITS ETF 1C (EUR)   6,89%
Xtrackers MSCI World Consumer Discretionary UCITS ETF 1C (EUR)   4,76%
Fidelity Funds - Global Technology Fund Y-ACC-EUR   4,65%
iShares MSCI India UCITS ETF   4,07%

 

​​​​​

Aktien (100%)    
Xtrackers MSCI Europe UCITS ETF 1C (EUR)   17,52%
Xtrackers MSCI USA UCITS ETF 1C   17,27%
Dimensional Global Small Companies Fund EUR Acc   12,34%
iShares Core MSCI Emerging Markets IMI UCITS ETF   9,80%
Xtrackers MSCI World Health Care UCITS ETF 1C (EUR)   9,14%
iShares Core MSCI Japan IMI UCITS ETF   8,58%
Xtrackers MSCI Pacific ex Japan ESG Screened UCITS ETF 1C   8,02%
Xtrackers MSCI World Consumer Discretionary UCITS ETF 1C (EUR)   6,31%
Fidelity Funds - Global Technology Fund Y-ACC-EUR   6,16%
iShares MSCI India UCITS ETF   4,86%

 

Portfolio 1

Aktien (49%)    
Xtrackers MSCI Europe UCITS ETF 1C (EUR)   15,01%
Xtrackers MSCI USA UCITS ETF 1C   14,79%
iShares Core MSCI Japan IMI UCITS ETF   7,35%
Xtrackers MSCI Pacific ex Japan ESG Screened UCITS ETF 1C   6,87%
Xtrackers MSCI World Health Care UCITS ETF 1C (EUR)   1,12%
Dimensional Global Small Companies Fund EUR Acc   1,05%
iShares Core MSCI Emerging Markets IMI UCITS ETF   0,84%
Xtrackers MSCI World Consumer Discretionary UCITS ETF 1C (EUR)   0,77%
Fidelity Funds - Global Technology Fund Y-ACC-EUR   0,75%
iShares MSCI India UCITS ETF   0,41%

 

Anleihen (51%)    
iShares Global Aggregate Bond UCITS ETF EUR Hedged (Acc) 17,02%  
Amundi Euro Government Inflation-Linked Bond UCITS ETF Acc 17,01%  
iShares $ Short Duration Corp Bond UCITS 17,01%  

 

Portfolio 2

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Aktien (71%)    
Xtrackers MSCI Europe UCITS ETF 1C (EUR)   19,53%
Xtrackers MSCI USA UCITS ETF 1C   19,25%
iShares Core MSCI Japan IMI UCITS ETF   9,57%
Xtrackers MSCI Pacific ex Japan ESG Screened UCITS ETF 1C   8,94%
Dimensional Global Small Companies Fund EUR Acc   4,48%
iShares Core MSCI Emerging Markets IMI UCITS ETF   3,56%
iShares MSCI India UCITS ETF   1,76%
Xtrackers MSCI World Health Care UCITS ETF 1C (EUR)   1,65%
Xtrackers MSCI World Consumer Discretionary UCITS ETF 1C (EUR)   1,14%
Fidelity Funds - Global Technology Fund Y-ACC-EUR   1,11%

 

Anleihen (29%)    
Amundi Euro Government Inflation-Linked Bond UCITS ETF Acc   9,67%
iShares $ Short Duration Corp Bond UCITS   9,67%
iShares Global Aggregate Bond UCITS ETF EUR Hedged (Acc)   9,67%
 
 

Portfolio 3

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Aktien (91%)    
Xtrackers MSCI Europe UCITS ETF 1C (EUR) 21,98%  
Xtrackers MSCI USA UCITS ETF 1C 21,65%  
iShares Core MSCI Japan IMI UCITS ETF 10,76%  
Xtrackers MSCI Pacific ex Japan ESG Screened UCITS ETF 1C 10,05%  
Dimensional Global Small Companies Fund EUR Acc 7,57%  
iShares Core MSCI Emerging Markets IMI UCITS ETF 6,01%  
Xtrackers MSCI World Health Care UCITS ETF 1C (EUR) 4,23%  
iShares MSCI India UCITS ETF 2,98%  
Xtrackers MSCI World Consumer Discretionary UCITS ETF 1C (EUR) 2,92%  
Fidelity Funds - Global Technology Fund Y-ACC-EUR 2,85%  

 

Anleihen (9%)    
Amundi Euro Government Inflation-Linked Bond UCITS ETF Acc   3,00%
iShares $ Short Duration Corp Bond UCITS   3,00%
iShares Global Aggregate Bond UCITS ETF EUR Hedged (Acc)   3,00%

 

Portfolio 4

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Aktien (100%)    
Xtrackers MSCI Europe UCITS ETF 1C (EUR)   20,84%
Xtrackers MSCI USA UCITS ETF 1C   20,53%
Dimensional Global Small Companies Fund EUR Acc   10,33%
iShares Core MSCI Japan IMI UCITS ETF   10,20%
Xtrackers MSCI Pacific ex Japan ESG Screened UCITS ETF 1C   9,53%
iShares Core MSCI Emerging Markets IMI UCITS ETF   8,20%
Xtrackers MSCI World Health Care UCITS ETF 1C (EUR)   6,89%
Xtrackers MSCI World Consumer Discretionary UCITS ETF 1C (EUR)   4,76%
Fidelity Funds - Global Technology Fund Y-ACC-EUR   4,65%
iShares MSCI India UCITS ETF   4,07%

 

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Portfolio 5

Aktien (100%)    
Xtrackers MSCI Europe UCITS ETF 1C (EUR)   17,52%
Xtrackers MSCI USA UCITS ETF 1C   17,27%
Dimensional Global Small Companies Fund EUR Acc   12,34%
iShares Core MSCI Emerging Markets IMI UCITS ETF   9,80%
Xtrackers MSCI World Health Care UCITS ETF 1C (EUR)   9,14%
iShares Core MSCI Japan IMI UCITS ETF   8,58%
Xtrackers MSCI Pacific ex Japan ESG Screened UCITS ETF 1C   8,02%
Xtrackers MSCI World Consumer Discretionary UCITS ETF 1C (EUR)   6,31%
Fidelity Funds - Global Technology Fund Y-ACC-EUR   6,16%
iShares MSCI India UCITS ETF   4,86%

 

ESG-Portfolio

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Aktien (53%)    
Nordea 2 - North American Respons. Enhanced Equity Fd BI-USD   8,47%
AMUNDI INDEX MSCI EUROPE SRI - UCITS ETF DR C   8,43%
Nordea 2 - Global Responsible Enhanced Small Cap Fund - BI USD ACC   7,15%
AMUNDI INDEX MSCI EMERGING MARKETS SRI - UCITS ETF DR   6,36%
Nordea 2 - Japanese Responsible Enhanced Equity Fund - BI EUR ACC   3,99%
Robeco Circular Economy I EUR   3,46%
RobecoSAM Sustainable Water Equities I EUR   3,32%
HSBC MSCI AC ASIA PAC. EX JAPAN CLIMATE PARIS ALIGN. ETF USD   3,28%
Nordea 1 - Global Climate and Environment Fund BI-EUR   3,11%
DPAM B Equities NewGems Sustainable W   2,91%
BlackRock Global Funds - Sustainable Energy Fund D2 EUR   2,51%

 

Anleihen (47%)    
Candriam SRI Bond Euro I EUR Acc   15,67%
Candriam Sustainable Bond Euro Short Term I Thes.   15,67%
iShares Euro Corp Bond ESG Paris-Al. Clim. UCITS ETF EUR Acc  

15,67%

 ​​​​​​

Aktien (70%)    
Nordea 2 - North American Respons. Enhanced Equity Fd BI-USD   10,45%
AMUNDI INDEX MSCI EUROPE SRI - UCITS ETF DR C   10,40%
Nordea 2 - Global Responsible Enhanced Small Cap Fund - BI USD ACC   8,82%
AMUNDI INDEX MSCI EMERGING MARKETS SRI - UCITS ETF DR   7,85%
Robeco Circular Economy I EUR   5,32%
RobecoSAM Sustainable Water Equities I EUR   5,10%
Nordea 2 - Japanese Responsible Enhanced Equity Fund - BI EUR ACC   4,92%
Nordea 1 - Global Climate and Environment Fund BI-EUR   4,77%
DPAM B Equities NewGems Sustainable W   4,47%
HSBC MSCI AC ASIA PAC. EX JAPAN CLIMATE PARIS ALIGN. ETF USD   4,04%
BlackRock Global Funds - Sustainable Energy Fund D2 EUR   3,86%

 

Anleihen (30%)    
Candriam SRI Bond Euro I EUR Acc   10,00%
Candriam Sustainable Bond Euro Short Term I Thes.   10,00%
iShares Euro Corp Bond ESG Paris-Al. Clim. UCITS ETF EUR Acc  

10,00%

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​​​​​​​

 
 

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Aktien (87%)    
Nordea 2 - North American Respons. Enhanced Equity Fd BI-USD   12,05%
AMUNDI INDEX MSCI EUROPE SRI - UCITS ETF DR C   11,99%
Nordea 2 - Global Responsible Enhanced Small Cap Fund - BI USD ACC   10,17%
AMUNDI INDEX MSCI EMERGING MARKETS SRI - UCITS ETF DR   9,05%
Robeco Circular Economy I EUR   7,55%
RobecoSAM Sustainable Water Equities I EUR   7,25%
Nordea 1 - Global Climate and Environment Fund BI-EUR   6,78%
DPAM B Equities NewGems Sustainable W   6,35%
Nordea 2 - Japanese Responsible Enhanced Equity Fund - BI EUR ACC   5,68%
BlackRock Global Funds - Sustainable Energy Fund D2 EUR   5,48%
HSBC MSCI AC ASIA PAC. EX JAPAN CLIMATE PARIS ALIGN. ETF USD   4,66%

 

Anleihen (13%)    
Candriam SRI Bond Euro I EUR Acc   4,33%
Candriam Sustainable Bond Euro Short Term I Thes.   4,33%
iShares Euro Corp Bond ESG Paris-Al. Clim. UCITS ETF EUR Acc  

4,33%

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Aktien (100%)    
Nordea 2 - North American Respons. Enhanced Equity Fd BI-USD   12,78%
AMUNDI INDEX MSCI EUROPE SRI - UCITS ETF DR C   12,73%
Nordea 2 - Global Responsible Enhanced Small Cap Fund - BI USD ACC   10,80%
Robeco Circular Economy I EUR   9,74%
AMUNDI INDEX MSCI EMERGING MARKETS SRI - UCITS ETF DR   9,61%
RobecoSAM Sustainable Water Equities I EUR   9,35%
Nordea 1 - Global Climate and Environment Fund BI-EUR   8,75%
DPAM B Equities NewGems Sustainable W   8,19%
BlackRock Global Funds - Sustainable Energy Fund D2 EUR   7,07%
Nordea 2 - Japanese Responsible Enhanced Equity Fund - BI EUR ACC   6,03%
HSBC MSCI AC ASIA PAC. EX JAPAN CLIMATE PARIS ALIGN. ETF USD   4,95%
 


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Aktien (100%)    
Nordea 2 - North American Respons. Enhanced Equity Fd BI-USD   11,70%
AMUNDI INDEX MSCI EUROPE SRI - UCITS ETF DR C   11,66%
Robeco Circular Economy I EUR   10,83%
RobecoSAM Sustainable Water Equities I EUR   10,39%
Nordea 2 - Global Responsible Enhanced Small Cap Fund - BI USD ACC   9,89%
Nordea 1 - Global Climate and Environment Fund BI-EUR   9,72%
DPAM B Equities NewGems Sustainable W   9,10%
AMUNDI INDEX MSCI EMERGING MARKETS SRI - UCITS ETF DR   8,80%
BlackRock Global Funds - Sustainable Energy Fund D2 EUR   7,86%
Nordea 2 - Japanese Responsible Enhanced Equity Fund - BI EUR ACC   5,52%
HSBC MSCI AC ASIA PAC. EX JAPAN CLIMATE PARIS ALIGN. ETF USD   4,53%
     

ESG-Portfolio 1

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Aktien (53%)    
Nordea 2 - North American Respons. Enhanced Equity Fd BI-USD   8,47%
AMUNDI INDEX MSCI EUROPE SRI - UCITS ETF DR C   8,43%
Nordea 2 - Global Responsible Enhanced Small Cap Fund - BI USD ACC   7,15%
AMUNDI INDEX MSCI EMERGING MARKETS SRI - UCITS ETF DR   6,36%
Nordea 2 - Japanese Responsible Enhanced Equity Fund - BI EUR ACC   3,99%
Robeco Circular Economy I EUR   3,46%
RobecoSAM Sustainable Water Equities I EUR   3,32%
HSBC MSCI AC ASIA PAC. EX JAPAN CLIMATE PARIS ALIGN. ETF USD   3,28%
Nordea 1 - Global Climate and Environment Fund BI-EUR   3,11%
DPAM B Equities NewGems Sustainable W   2,91%
BlackRock Global Funds - Sustainable Energy Fund D2 EUR   2,51%

 

Anleihen (47%)    
Candriam SRI Bond Euro I EUR Acc   15,67%
Candriam Sustainable Bond Euro Short Term I Thes.   15,67%
iShares Euro Corp Bond ESG Paris-Al. Clim. UCITS ETF EUR Acc  

15,67%

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ESG-Portfolio 2

Aktien (70%)    
Nordea 2 - North American Respons. Enhanced Equity Fd BI-USD   10,45%
AMUNDI INDEX MSCI EUROPE SRI - UCITS ETF DR C   10,40%
Nordea 2 - Global Responsible Enhanced Small Cap Fund - BI USD ACC   8,82%
AMUNDI INDEX MSCI EMERGING MARKETS SRI - UCITS ETF DR   7,85%
Robeco Circular Economy I EUR   5,32%
RobecoSAM Sustainable Water Equities I EUR   5,10%
Nordea 2 - Japanese Responsible Enhanced Equity Fund - BI EUR ACC   4,92%
Nordea 1 - Global Climate and Environment Fund BI-EUR   4,77%
DPAM B Equities NewGems Sustainable W   4,47%
HSBC MSCI AC ASIA PAC. EX JAPAN CLIMATE PARIS ALIGN. ETF USD   4,04%
BlackRock Global Funds - Sustainable Energy Fund D2 EUR   3,86%

 

Anleihen (30%)    
Candriam SRI Bond Euro I EUR Acc   10,00%
Candriam Sustainable Bond Euro Short Term I Thes.   10,00%
iShares Euro Corp Bond ESG Paris-Al. Clim. UCITS ETF EUR Acc  

10,00%

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​​​​​​​

 
 

ESG-Portfolio 3

​​​​​

Aktien (87%)    
Nordea 2 - North American Respons. Enhanced Equity Fd BI-USD   12,05%
AMUNDI INDEX MSCI EUROPE SRI - UCITS ETF DR C   11,99%
Nordea 2 - Global Responsible Enhanced Small Cap Fund - BI USD ACC   10,17%
AMUNDI INDEX MSCI EMERGING MARKETS SRI - UCITS ETF DR   9,05%
Robeco Circular Economy I EUR   7,55%
RobecoSAM Sustainable Water Equities I EUR   7,25%
Nordea 1 - Global Climate and Environment Fund BI-EUR   6,78%
DPAM B Equities NewGems Sustainable W   6,35%
Nordea 2 - Japanese Responsible Enhanced Equity Fund - BI EUR ACC   5,68%
BlackRock Global Funds - Sustainable Energy Fund D2 EUR   5,48%
HSBC MSCI AC ASIA PAC. EX JAPAN CLIMATE PARIS ALIGN. ETF USD   4,66%

 

Anleihen (13%)    
Candriam SRI Bond Euro I EUR Acc   4,33%
Candriam Sustainable Bond Euro Short Term I Thes.   4,33%
iShares Euro Corp Bond ESG Paris-Al. Clim. UCITS ETF EUR Acc  

4,33%

ESG-Portfolio 4

​​​​​​​​​​​

Aktien (100%)    
Nordea 2 - North American Respons. Enhanced Equity Fd BI-USD   12,78%
AMUNDI INDEX MSCI EUROPE SRI - UCITS ETF DR C   12,73%
Nordea 2 - Global Responsible Enhanced Small Cap Fund - BI USD ACC   10,80%
Robeco Circular Economy I EUR   9,74%
AMUNDI INDEX MSCI EMERGING MARKETS SRI - UCITS ETF DR   9,61%
RobecoSAM Sustainable Water Equities I EUR   9,35%
Nordea 1 - Global Climate and Environment Fund BI-EUR   8,75%
DPAM B Equities NewGems Sustainable W   8,19%
BlackRock Global Funds - Sustainable Energy Fund D2 EUR   7,07%
Nordea 2 - Japanese Responsible Enhanced Equity Fund - BI EUR ACC   6,03%
HSBC MSCI AC ASIA PAC. EX JAPAN CLIMATE PARIS ALIGN. ETF USD   4,95%
 

ESG-Portfolio 5


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Aktien (100%)    
Nordea 2 - North American Respons. Enhanced Equity Fd BI-USD   11,70%
AMUNDI INDEX MSCI EUROPE SRI - UCITS ETF DR C   11,66%
Robeco Circular Economy I EUR   10,83%
RobecoSAM Sustainable Water Equities I EUR   10,39%
Nordea 2 - Global Responsible Enhanced Small Cap Fund - BI USD ACC   9,89%
Nordea 1 - Global Climate and Environment Fund BI-EUR   9,72%
DPAM B Equities NewGems Sustainable W   9,10%
AMUNDI INDEX MSCI EMERGING MARKETS SRI - UCITS ETF DR   8,80%
BlackRock Global Funds - Sustainable Energy Fund D2 EUR   7,86%
Nordea 2 - Japanese Responsible Enhanced Equity Fund - BI EUR ACC   5,52%
HSBC MSCI AC ASIA PAC. EX JAPAN CLIMATE PARIS ALIGN. ETF USD   4,53%
     

Stand: 1. Mai 2025

Rechtlicher Hinweis: Es handelt sich um eine Werbemitteilung. Bei den Beschreibungen handelt es sich um verkürzte, unverbindliche Darstellungen. Maßgeblich sind ausschließlich die Tarifbestimmungen und die Versicherungsbedingungen. Die FlexRente und die Kindervorsorge sind Versicherungsanlageprodukte. Für diese Versicherungsanlageprodukte gibt es ein gesetzlich vorgeschriebenes Basisinformationsblatt. Es stellt wesentliche Informationen über das Anlageprodukt zur Verfügung. Sie können das Basisinformationsblatt kostenlos bei uns anfordern. Sie finden es auch auf unserer Website unter www.stuttgarter.de/basisinformationsblaetter.